Mid-Term Lending (12 to 24 Months) With Lower Rates $5,000 to $675,000

Our Loan Program Advantages

• We provide loans from $5,000 to $675,000
• Average loan size is $90,000
• We offer fixed terms from 12 to 24 months
• Collateral is not required
• All loans come with a no fee line of credit unless max loan amount is taken up front
• Fast approvals and funding within a week
• Streamlined underwriting process with limited paperwork-all loan docs are electronically signed
• Repayment is not tied to credit card transactions (payments collected via ACH)
• The interest paid is tax deductible
• Early payoff options are available

Lending Criteria

1. Must be brick and mortar business
2. Open and operating for at least twelve (12) months
3. Minimum annual sales of $100,000 (approximately $10,000/month)
4. Guarantor with personal Equifax Credit Score of 551 or higher
5. Client may have a minimum of 2 outstanding cash advance (short-term loans)
6. Merchants may qualify for up to $450,000 (single unit) and $675,000 (multi-unit) without the review of tax returns and financials
7. Loan terms up to 12 to 24 months
8. Our loans do not require a review of tax returns and financials
9. Ownership documents required

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