Unsecured Lines of Credit

 Up to $750,000 Pre-Approval Usually Within 24 hours!

Business Loan Program

Business Loan Program

Loan Program Advantages

• Loan amounts from $5,000 to $500,000 

• No collateral is required 

• Same-day approvals and fundings in under a week 

• Repayment terms from 12 to 24 months 

• Minimal documentation is required 

• Interest-only options are available 

• Up to 100% principal deferral 

• Early pay-off options are available 

• All loans come with an optional line of credit 

• Fast access to 5 loan drafts over a 6-month period 

• Repayment is not tied to credit card transactions 

• The interest paid is tax deductible 

Preferred Industry Types

• Acute Care Facility • Auditory Center • Automotive Parts Store • Automotive Repair • Automotive Services • Bakery/ Caterer • Bar/Tavern • Barber Shop/ Beauty Salon • Bed & Breakfast • Bicycle Shop • Book Store • Bowling Alley• Café in Fitness Center • Cancer Radiology Center • Cancer Treatment Facility • Candy Store • Car Wash • Cheese Store • Chiropractor • Cigar Store • Coffee Shop • Cosmetic /Plastic Surgery • Dentist / Orthodontist • Diagnostic Imaging Center • Doctor • Dry Cleaner • Florist • Food Gift Basket Store • Gourmet Food Store • Gourmet Popcorn Store • Grocery Store • Hardware Store • Home Healthcare • Hospital • Hotel/ Motel • Ice Cream /Yogurt Store • Liquor Store • Mail & Package Store • Mall Food Outlet • Medical Spa • Movie Theatre / Playhouse • Nail Salon • Nightclub • Nursing Home • Optical /Vision Store • Pet Grooming Boarding • Pet Store • Pharmacy • Photo Studio • Physical Rehabilitation • Prepackaged Meals • Quick Copy/Printing • Restaurant • Retail Store - Other • Smoothie Shop • Spa • Sporting Goods Store • Urgent Care Facility • Veterinarian 

Expanded Portfolio

• Accountant • Aerospace • Agricultural Services • Alternative Energy Production • Architect • Architectural Services • ATV/Golf Cart Dealer • Bottling & Distribution • Brewery • Building Equipment • Building Materials • Business Services • Cable & Satellite TV Production• Chemical & Related Manufacturing • Commercial Cleaning Services • Commercial Inspection Services • Commercial Landscaping & Design • Communication Company • Computer Software • Defense Contractor • Defense Electronics • Distillery • Drug Manufacturing • E*Commerce • Electronics Manufacturing • Engineer • Food Manufacturing • Food Processing & Sales • For-profit Education • IT Hardware Sales • IT Services • Legal Services • Locksmith & Security • Manufacturing • Meat Processing & Products • Medical Equipment & Supplies • Nutritional & Dietary Supplies • Pharmaceuticals & Health Products • Podcast Producer • Printing & Publishing • Professional Sports Arena • Radio Station/Services • Sports Equipment & Services • Steel Fabricator • Steel Production • Telecom Services & Equipment • Textiles • Tractor & Lawn Mower Sales • TV Station/Services • Waste Management • Wholesale • Winery 

Underwriting Guidelines

PREFERRED INDUSTRIES: 

• Minimum Equifax credit score of 551 

• Minimum 1 month time in business (same ownership) 

• Minimum monthly sales of $17,000 

• Loan amounts up to $500,000 for single entities 

• Loan amounts up to $750,000 for multiple entities 

• Fixed terms from 12 to 24 Months 

• We can pay off up to 2 competitors/ short-term loans 


EXPANDED PORTFOLIO:

• Minimum Equifax credit score of 601 

• Minimum 24 months time in business (same ownership) 

• Minimum monthly sales of $17,000 

• Loan amounts up to $500,000 for single entities 

• Loan amounts up to $750,000 for multiple entities 

• Fixed repayment terms from 12 to 24 Months 

• We can pay off up to 2 competitors/short-term loans