Mid-Term Lending (12 to 24 Months) With Lower Rates $5,000 to $675,000

Reset Funding Loan Program Advantages: Power Up Your Business.

At Reset Funding, we understand the challenges businesses face when it comes to accessing fast and flexible capital. That's why we offer a unique loan program designed to empower your growth, with several advantages to keep your business moving forward.

Financing Solutions Tailored to Your Needs:

• Loan Amounts to Fit Your Project: We offer loans ranging from $5,000 to $675,000, catering to a variety of needs, from smaller equipment purchases to significant investments in your business infrastructure. The average loan size of $90,000 allows us to support a wide range of business endeavors.
• Fixed Rates and Predictable Payments: Enjoy the peace of mind that comes with fixed terms ranging from 12 to 24 months. This allows for clear budgeting and financial planning.
• Collateral-Free Options: Unlike traditional lenders, we don't require collateral for most loans. This frees up your valuable assets for other business needs.
• Enhanced Flexibility with a Line of Credit: All loans (except those reaching the maximum amount upfront) come with a no-fee line of credit. This provides additional access to capital as needed.
• Fast Approvals and Funding: Our streamlined process gets you the funding you need quickly. Experience fast approvals and receive your funds within a week.
• Simplified Application Process: Say goodbye to mountains of paperwork. Our streamlined underwriting process requires minimal documentation and all loan documents are signed electronically for your convenience.
• Streamlined Repayment: Make repayments easily through ACH, eliminating the complexities of credit card transactions.
• Tax Advantages: The interest paid on your loan may be tax deductible, offering a potential tax benefit for your business.
• Early Payoff Options: Have the flexibility to pay off your loan early if your financial situation allows.

Lending Criteria Designed for Growth:

• Established Businesses: Our program is designed for established brick-and-mortar businesses that have been operational for at least twelve months.
• Minimum Sales Threshold: To qualify, your business should have minimum annual sales of $100,000 (approximately $10,000 per month).
• Guarantor Requirement: A guarantor with a minimum personal Equifax credit score of 551 is required.
• Cash Advance Flexibility: Even if you have outstanding cash advances (short-term loans), you may still qualify for our program.
• Upsized Funding Options: Eligible multi-unit businesses can qualify for loans up to $675,000 without the need for tax return and financial statement review. Single-unit businesses can qualify for up to $450,000 under the same criteria.
• Simplified Review Process: In many cases, we don't require a review of your tax returns and financials, further streamlining the application process.
• Ownership Verification: Ownership documents are required to complete the application process.

Let's Talk About Your Success!

At Reset Funding, we're dedicated to helping your business thrive. Our loan program offers a unique combination of flexibility, speed, and affordability. Contact us today to discuss your specific needs and unlock the potential for growth in your business.