Unsecured Lines of Credit

 Up to $750,000 Pre-Approval Usually Within 24 hours!

Mid-Term Lending (12 to 24 Months) With Lower Rates $5,000 to $675,000

Mid-Term Lending (12 to 24 Months) With Lower Rates $5,000 to $675,000

Our Loan Program Advantages

  • We provide loans from $5,000 to $675,000
  • Average loan size is $90,000
  • We offer fixed terms from 12 to 24 months
  • Collateral is not required
  • All loans come with a no fee line of credit unless max loan amount is taken up front
  • Fast approvals and funding within a week
  • Streamlined underwriting process with limited paperwork-all loan docs are electronically signed
  • Repayment is not tied to credit card transactions (payments collected via ACH)
  • The interest paid is tax deductible
  • Early payoff options are available

Lending Criteria

  1. Must be brick and mortar business
  2. Open and operating for at least twelve (12) months
  3. Minimum annual sales of $100,000 (approximately $10,000/month)
  4. Guarantor with personal Equifax Credit Score of 551 or higher
  5. Client may have a minimum of 2 outstanding cash advance (short-term loans)
  6. Merchants may qualify for up to $450,000 (single unit) and $675,000 (multi-unit) without the review of tax returns and financials
  7. Loan terms up to 12 to 24 months
  8. Our loans do not require a review of tax returns and financials
  9. Ownership documents required

Lets Talk About It

Fuel Your Business Growth Today

Reach out to Reset Funding to explore our range of financial solutions tailored to your business. From start-ups, personal & business lines of credit, to real estate funding, we have the expertise and resources to support your growth. Fill out the form below, and let's start building a brighter financial future together!