Investment Property Loans
Reset Funding: Your Partner for DSCR Lending Success
Whether you're a seasoned investor looking to expand your portfolio or a first-time buyer taking your first steps into real estate, Reset Funding offers tailored DSCR loan solutions to meet your unique needs. Our expertise in cash flowing investment properties and short-term rentals (Airbnbs, VRBOs, and vacation homes) ensures you get the most competitive terms and flexible options available.
Why choose Reset Funding?
- Industry-leading DSCR loans: We specialize in providing financing for cash-flowing investment properties, offering competitive rates and flexible terms.
- Tailored solutions: Our experienced team will work with you to understand your specific goals and find the loan that best suits your needs.
- Quick and efficient process: We streamline the application and approval process, so you can get the funding you need quickly.
- Expertise in short-term rentals: We understand the unique challenges and opportunities of short-term rental properties and offer tailored financing solutions.
Program Terms
- Loan Amounts: $75K - $3.5M (Blanket Portfolio Loans up to $5M)
- Rates: Starting at 5.50%
- Geography: Nationwide (except Nevada, North Dakota, South Dakota)
- Property Types: Residential, Short-Term Rental, Vacation Rental up to 10 units
- Occupancy: Long-Term, Medium-Term, or Short-Term Rentals, Vacancy OK (on Acquisitions), no operating history required on STRs
- Loan Structure: 30-Year Fixed Rate Mortgage Loans, Flexible Prepayment Penalties, Partial IO (10-Years) Available, Entities (i.e. LLCs) and partners welcomed
- LTVs: Up to 85% (Acquisitions/Rate-Term Refinances), 75% (Cash-Out Refinances)
- DTI: Not Applicable (We don’t require tax returns or evaluate your personal income or finances when evaluating your application)
- No Minimum DSCR
- Credit Score: 640 minimum
- Fees & Deposits: 0-3% Closing Fee, $1,000 Underwriting Fee, $1,500 Pass-Through Deposit (covering third-party loan costs)
Contact us now and we'll show you how simple it is to get qualified!
Fuel Your Business Growth Today
Reach out to Reset Funding to explore our range of financial solutions tailored to your business. From start-ups, personal & business lines of credit, to real estate funding, we have the expertise and resources to support your growth. Fill out the form below, and let's start building a brighter financial future together!