New Construction Loans

Specialized new construction loans tailored specifically for builders with shovel-ready lots or teardown projects. This loan option is ideal for financing spec houses or model homes, infill developments, teardown-rebuild projects, and even subdivisions.

Program Highlights

• Up to 90% LTC, 70% LTARV
• Loans from $100K to $3M
• 19- and 24- month loan term options
• Interest-only new construction loans, paying only on drawn funds
• Fast draw process, funds in as little as four days
• 1 - 4 Units
• Rates as low as 10.2%
• Cashout Refinance Option Available
• Use fix & flip experience to qualify for new construction financing

"Take your business to the next level with our innovative construction loan programs. We've minimized restrictions and optimized our processes to ensure you can scale your projects efficiently. Experience the Reset Funding difference: faster closings, maximum exposure, and a seamless experience. Once your initial project is complete, future partnerships are even smoother. Simply submit your application, budget, and plan set, and we'll expedite the closing process."

Speed:

"With our position as a broker and private lender, we excel in delivering borrower approvals in less than 10 days, starting from the initial submission." Our streamlined application process and quick funding turnaround ensure that you can seize profitable opportunities without delays, helping you maximize your returns in the dynamic real estate market.

Certainty:

"Unlock the certainty of a line of credit, granting you effortless access to capital for your investments, with dependable terms and structures, precisely whenever the need arises."

Flexibility:

"Leverage your line of credit to fund various product types, such as new construction, bridge loans, build-to-rent projects, fix & flip ventures, and rental properties."

Simplicity:

"For one-time borrowers, our straightforward, non-invasive renewal process allows an extension of the credit line duration. Once approved, we only need to underwrite the property before funding, eliminating the need to reevaluate the borrower."

Building Your Vision, Brick by Brick

At Reset Funding, we understand the unique challenges faced by developers in the residential construction market. That's why we offer not only traditional construction loans but also hard money options for projects requiring more flexibility.

The Reset Funding Advantage:

• New Construction Expertise: Whether you're embarking on a tear-down and rebuild or starting fresh on a vacant lot, our New Construction Program provides the perfect financing solution.
• Timely Funding: Delays can derail even the best-laid construction plans. We prioritize fast and efficient loan processing, ensuring draw requests are completed within 48-72 hours.
• Exceptional Service: Our dedicated team is committed to providing you with an unparalleled level of customer service. We're here to support you every step of the way, ensuring a smooth and successful project.
• Focus on What Matters Most: Empower yourself to focus on your building expertise. With Reset Funding as your financing partner, you can rest assured your contractors get paid on time, keeping your project moving forward without a hitch.

Let's Build Something Great Together!

We're eager to be your trusted partner for your next residential construction project. Contact Reset Funding today and experience the difference exceptional service and fast financing can make.